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Information for Renters
Are you a low to moderate income individual looking for affordable housing for you and your family? A single parent in search of a safe home? CHAIN of MN can help.
Before applying for an apartment or rental home, ask your prospective landlord if they have any requirements that could keep you from getting the rental property - this will keep you from losing countless dollars in application fees. Most landlords require that you have at least one year of good rental history and one year of employment at your current job. Some landlords require that your monthly income be THREE TIMES the amount of your rent, unless you have a Section 8 certificate or voucher.
Good credit plays a very important role in a landlord's decision to take you on as a tenant. Your credit tells a prospective landlord all he or she needs to know to determine whether or not you qualify for the rental unit. Do you have a history of not paying rent or bills on time? Have you defaulted on any loans? Or do you always stay on top of bills? A low credit score or years of financial irresponsibility can be the difference between being approved for a new apartment or home or not. Check the accuracy of your credit report before it costs you the home you want.
You have the right to view the same credit reports these landlords or mortgage brokers see. To quickly verify the accuracy of your credit report (so there are no surprises or mistakes), click one of the following banners.
Are you in search of an affordable home or apartment? Visit our online rental guide!